Development of rural microfinance is the primary strategy of the Postal Savings Bank of China in Gansu Province. At the end of August, the bank had issued 9084 rural loans equaling around RMB 2.87 hundred million. These microfinance services contribute greatly to the development of agriculture and the improvement of farmers’ lives.
In the past two years, there has been great progress in Hainan Province in the implementation of the Grameen model. A new method based on the Grameen model combines microfinance with government fiscal revenue has been very successful. In Hainan, more than 300 university graduates came to work in the microfinance sector.
Chaoyang District opens its first MCC which will focus on funding the rural districts.
本报讯 记者昨天从朝阳区金融办获悉，该区首家小额贷款公司成立，该公司单笔贷款最多250万元，主要为农村地区发展提供资金。
昨天成立的北京恒源小额贷款有限公司注册资本5000万元，不吸收存款，而是利用自有资金按照小额、分散、市场化的原则 发放贷款。按照有关政策，单笔贷款金额不超过注册资本的5%，也就是250万元。今后小额贷款公司将主要面向三农企业和中小企业，其发放贷款总额的70% 以上要面向三农方面的企业，引导资金流向农村地区，提升农村金融服务。另外，根据朝阳区统计局对65家重点企业开展的就业监测调查结果显示：有42.9% 的企业表示金融危机的影响程度正在逐步减轻。今年上半年，已有加拿大蒙特利尔银行、新光海航人寿保险有限公司等26家国内外金融企业新迁入或落户朝阳区。
Guangxi has already set up four MCCs who have provided more than 70 million loans in total for small and medium-sized companies.
新华网南宁８月２７日电（记者李子文）记者从广西壮族自治区金融办了解到，广西年初开始试点小额贷款公司，目前已有４家小额贷款公司获批开业，并已累计向中小企业和个体工商户发放贷款超过７０００万元，此外还有２８家小额贷款公司获批筹建。
据悉，四家已开业的小额贷款公司分别是贺州市八步区鸿运小额贷款公司、鹿寨县汇通小额 贷款公司、柳州中联小额贷款公司和钦州钦南区艺华小额贷款公司，注册资本金分别为３０００万元、３５００万元、５０００万元和２０００万元。截至目前，前 三家已累计发放贷款超过７０００万元，其中，中小企业占６５％，个体工商户占２０％，农户占１５％。钦州钦南区艺华小额贷款公司还未开始贷款发放业务。
Ningbo introduces micro-credit insurance to help increase access for small and medium sized companies to receive loans.
新华网长三角频道８月２６日消息：缺抵押少担保的小企业主、创业者能从银行借到钱吗？先买份保证保险吧。记者昨日从宁波市金融办获悉，宁波今日起正式推出城乡小额贷款保证保险。这一全国首创的做法，在缓解实力有限的小企业主、创业者的贷款难问题方面，走出了全新的一步。
三类对象可申请贷款
ABC in Shaanxi provides new microcredit services to fund vegetable farmers resulting in agricultural structure improvement, an increase in farmers’ income, and the promotion of economic growth in rural areas.
人民网西安8月24日电 为进一步加大服务“三农”力度，鼎力支持陕西省百万亩设施蔬菜工程建设，为全省广大菜农提供普 惠、优质、高效的金融服务，农行陕西省分行细分“三农”市场，积极创新服务“三农”金融产品，针对设施蔬菜农户，及时推出“富菜贷”农户小额贷款新业务， 以拓宽菜农从事设施蔬菜产业的筹资渠道。此举对于改善当地农业产业结构、发展农村经济、促进农民增收将起到积极作用。
To provide enough funds for small and medium-sized enterprises, Chengdu plans to increase MCCs from the current three MCCs to ten- each county will have one MCC.
Shangyou creates a new MC policy which allows industry newcomers to learn from the industry’s larger enterprises. The policy solves the problem that the beginners have no guarantor and it also brings projects, technology and experience to the beginners.
